ID                                  integer     primary-key
message                             string offer
response                            boolean prediction
AGGREGATE_CB                        integer
AGGREGATE_MONTHLY_PAYMENTS          integer stats-only
NUMBER_MONTHS_BALANCE_GT_0          integer model-only
AGGREGATE_CREDIT_LIMIT              integer
NUMBER_MONTHS_BALANCE_GT_1000		integer
AGGREGATE_REVOLVING_CREDIT_LIMIT	integer
NUMBER_REVOLVOING_TRADES            integer
AGGREGATE_REVOLVING_BALANCE         integer
FICO_SCORE                          integer
HH_INCOME_SCORE                     integer
TOTAL_DEBT_OUTSTANDING              float   weight
TRANS_UNION_SCORE                   integer
LOAN_AMOUNT                         integer ignore
ZIPCODE                             string
HIGH_FICO                           boolean dependson:FICO_SCORE